Trade accounts explained: how they save time and money on site

25 February 2026 · 5 min read

Trade accounts explained: how they save time and money on site

For anyone who paints for a living, a trade account is less about a discount and more about not losing half a day to materials.

For a professional decorator, the real cost of materials is not just the price on the tin — it is the time spent fetching them, the cash flow tied up, and the days lost when something is out of stock. A trade account with a local merchant is built to solve all three.

What a trade account gives you

  • Trade pricing on the products you use, so your jobs stay profitable.
  • Credit terms, so materials are not coming out of your pocket before the customer has paid.
  • A counter that knows you and keeps what you actually use in stock — grab it and get back on the job.
  • Technical backup when a job throws up something unusual.

The time argument

Driving out of town for materials is dead time you cannot bill. A stocked local counter and an account you can walk in and use turns a half-day round trip into a five-minute stop. Over a year that adds up to real money.

How to open one

Opening a credit account is straightforward: enquire, complete a short credit application with your trade references, and once the usual checks are done your limit and terms are agreed and the account goes live. A cash trade account is simpler still.

If you work locally and want an account ready for day one, get in touch through the Trade Accounts page and we will send you the application form.